After years of dedicated service, many veterans require additional care as they age. The Aid and Attendance benefit, offered by the Department of Veterans Affairs (VA), can be a valuable resource for helping veterans and their families afford this care. Here is a detailed guide about the Aid and Attendance benefit, who qualifies, and how to apply.
What Is the Aid and Attendance Benefit?
The Aid and Attendance benefit is an additional monetary payment that supplements the VA pension for qualifying veterans and surviving spouses. It is specifically designed to help those who need help with daily living activities or are housebound due to a disability or advanced age.
This benefit can be a lifeline for veterans and their families. It eases the financial burden associated with long-term care, whether provided at home, in an assisted living facility, or in a nursing home.
Who Qualifies for the Aid and Attendance Benefit?
Eligibility for the Aid and Attendance benefit is based on several factors, including military service, financial need, and the level of care required.
Military Service Requirements
A veteran must have served at least 90 days of active duty, with at least one day during a wartime period. The VA recognizes several wartime periods, including World War II, the Korean Conflict, the Vietnam War, and the Gulf War. Additionally, the authorities must have discharged the veteran under conditions other than dishonorable.
Financial Requirements
The Aid and Attendance benefit is need-based, meaning that the veteran’s income and assets must fall below certain thresholds set by the VA. The VA considers a veteran’s or surviving spouse’s net worth, which includes assets such as savings, retirement accounts, and property (excluding their primary residence). However, the VA does make allowances for medical expenses, which can significantly reduce countable income, thereby increasing the likelihood of qualifying for the benefit.
Medical Requirements
The veteran or surviving spouse must meet specific medical criteria to qualify for the A&A benefit. This includes:
⦁ Needing help with daily activities like bathing, dressing, or feeding
⦁ Being bedridden or spending a large portion of the day in bed—because of any illness
⦁ Residing in a nursing home due to physical or mental incapacity
⦁ Having corrected visual acuity of 5/200 or less in both eyes
Veterans who are housebound due to a permanent disability may also qualify for a slightly different benefit called the Housebound benefit. Like Aid and Attendance, the Housebound Benefit is an additional payment added to the basic pension.
How to Apply for the Aid and Attendance Benefit
Applying for the Aid and Attendance benefit can be a complex process, but understanding the steps involved can help ensure that veterans and their families receive the assistance they deserve.
Gather Necessary Documentation
Before starting the application process, it’s essential to gather all necessary documentation, including proof of military service (such as a DD-214), medical records that detail the need for aid and attendance or housebound status, and financial information to demonstrate eligibility.
Complete VA Form 21-2680
The primary form used to apply for the Aid and Attendance benefit is VA Form 21-2680, “Examination for Housebound Status or Permanent Need for Regular Aid and Attendance.” This form needs to be completed by a physician who can verify the veteran’s or spouse’s medical condition and need for assistance.
Submit the Application
Once the necessary forms and documentation are completed, you can apply to the VA. It’s important to ensure all information is accurate and complete, as missing or incorrect information can delay the claim’s processing.